Your developer’s KYC doesn’t cover you
You can rely on it only under strict conditions, and the responsibility stays with you.
Updated for Decree-Law No. 10 of 2025
AML compliance for your UAE business, done for you
goAML registration, AML policies, client and deal checks and FIU reports in one subscription. You don’t need to learn the rules: a personal manager tells you what to do and when, and does the work.
goAML Org ID confirmedregistration done
Deal checked: clearclient, funds, sanctions
If your business is a DNFBP, the AML rules apply to you
Real estate brokers and other Designated Non-Financial Businesses and Professions (DNFBPs) carry the same core AML duties as a bank under Federal Decree-Law No. 10 of 2025 and Cabinet Resolution No. 134 of 2025, and the Ministry of Economy and Tourism inspects them.
01
Register on goAML
Every DNFBP needs an account on the FIU’s goAML platform. That is where all reports go.
02
Written policy and risk assessment
An AML/CFT policy and a business-wide risk assessment, approved by senior management.
03
Appoint a Compliance Officer
One of your own employees, named on goAML and responsible for reporting.
04
Check every client and deal
Screen clients and their beneficial owners against sanctions lists and for PEPs, and check each deal and its funds before it closes.
05
Report to the FIU
Suspicious deals, sanctions matches and threshold reports, such as cash deals of AED 55,000 or more.
06
Keep records for 5 years
IDs, ownership details, source-of-funds evidence and screening results, ready for an inspector.
“In the first half of 2025 the Ministry found 495 AML violations at real estate brokerages alone. Most of them are basics: no written policy, customers nobody screened, no goAML account. That part we take off your plate and keep up to date all year.”
Andrew Bodilovsky — AML Lead, QuickTax
You don’t need to become an AML expert
More than 200 pages of law and MoET guidance, about a dozen goAML report types with their own triggers and deadlines, sanctions lists that keep changing. Learning all of it isn’t worth it for one or two deals a month, so we keep track of it for you.
Crypto turned into dirhams still needs a report
Money that came from virtual assets means a REAR, even when the buyer pays in AED.
AED 55,000 or more in cash is a report too
In one payment or several, cash of that size in a property deal means a REAR in goAML.
Leasing alone doesn’t make you a DNFBP
If you also sell property, the rules apply to the sales side of your business.
Everything in one file, ready for an inspector
Documents a freelancer made a year ago, files with an assistant, some reports in goAML and some not, a lost goAML login, a policy that describes a process nobody follows. We pull it all together and keep it in order.
- Every client and every deal is checked before it happens
- Each check gets a dated record
- Policy, registration, screenings, deal checks and goAML reports sit in one file
Client file · A. Rahman
Buyer · Unit 1204, Dubai Marina
KYC report
Deal check
goAML receipt · REAR
Everything the law asks for, in one subscription
One package for twelve months. It gets you compliant and keeps you there, and one personal manager runs all of it.
goAML and EOCN registration
We take your Compliance Officer through goAML and EOCN, or simply take your Org ID if you are already registered.
AML documentation set
Policy manual, Compliance Officer appointment letter, risk assessment and KYC forms written for your activity, updated when the law changes.
Screening of up to 100 clients
Sanctions and PEP checks with a risk rating and a clear call on standard or enhanced due diligence.
Deal checks
Send us a deal before it closes and we check the parties and the money and tell you if it needs a report.
Ongoing monitoring
Client files reviewed every year, or every 6 months for high-risk clients, and re-screened when sanctions lists change.
Up to 10 FIU reports prepared
Suspicious transaction reports, REARs, funds-freeze reports and replies to FIU requests, ready for your Compliance Officer to submit.
One price, published
Most AML providers send a quote after a call. Our price is on this page and in the public offer, and it is the same whether or not you are already registered on goAML. Currently available for real estate brokers and agents.
AnnualSave AED 3,000
AED15,00012,000+ VAT per year
- One payment for 12 months
- Instead of AED 15,000 in 4 quarterly payments
Quarterly
AED3,750+ VAT per quarter
- Paid every 3 months
- Stop after any quarter, no penalty
Both plans include everything above: goAML and EOCN registration, the AML documentation set, screening of up to 100 clients, deal checks, ongoing monitoring, up to 10 FIU reports and a personal manager. Read the full offer
10-day money-back guarantee
Not happy for any reason? Tell us within 10 business days of your first payment and we refund 100% of it.
If you need more
Screening above 100AED 50 + VAT each
FIU report above 10AED 200 + VAT each
Inspection supporton request
Who does what
The law keeps some duties with you. We say up front which ones, so nothing falls between us.
QuickTax does
- Prepares and guides your goAML and EOCN registration
- Provides the AML documentation set for your activity
- Screens and risk-rates your clients and keeps the records
- Checks every deal you send before it closes
- Prepares every FIU report in full in goAML
- Watches FIU messages through your email forwarding
You do
- Appoint a Compliance Officer from your staff, with a UAE mobile number
- Have senior management sign off the AML policy
- Apply the policies in your day-to-day work
- Send us each new client and each deal before it closes
- Have your Compliance Officer review and submit the reports we prepare
- Keep FIU email forwarding on for the whole contract
Not included: acting as your Compliance Officer, watching your bank accounts (we check every deal you send us), AML staff training, the Ministry of Economy annual risk questionnaire, and legal advice outside AML. Support during an inspection is available as an add-on.
Talk to an AML specialist
Leave your number or email. We’ll message you on WhatsApp to answer your questions, or send the payment link and the intake form if you’re ready.
Wait for a message or call
We’ll contact you within 10 minutes during business hours, either via WhatsApp or by phone. The contact method depends on WhatsApp-side limitations.
Frequently asked questions
If your question isn’t here, it’s a 30-second WhatsApp away.
Still have questions? Chat with us
Does my business need AML compliance?
If it is a DNFBP, yes. For real estate brokers and agents, that means taking part in buying or selling property for clients: marketing it, negotiating terms, arranging the deal or its paperwork. Off-plan or ready, primary or secondary market, makes no difference. A business that only leases or manages property is not a DNFBP, and one that does both applies the rules to its sales side.
Does a developer’s or bank’s KYC cover my business?
Not on its own. The law lets you rely on another regulated firm’s checks only under strict conditions, such as a written agreement and immediate access to its documents, and the responsibility stays with you. So brokers run their own check on the buyer and keep their own record. We do that for you.
Does a deal paid with crypto need a report?
Yes. A property deal funded with virtual assets needs a REAR in goAML, and that includes money the buyer converted from crypto into dirhams before paying. Tell us how the deal is funded and we prepare the report.
Can QuickTax act as our Compliance Officer?
No. The law requires the Compliance Officer to be your own employee. We give you the appointment letter and role description, and we support your Compliance Officer for the whole year.
Do you submit the reports to the FIU?
We prepare every report in full in goAML. Your Compliance Officer reviews it and presses submit, because the goAML login is protected by two-factor authentication on their phone. Responsibility for what is filed stays with your business, as the law says.
Do I have to share passwords or security codes with you?
No. Whenever goAML sends a code, your Compliance Officer enters it on a short screen-share while we guide them. We never receive codes, passwords or the authenticator.
We are already registered on goAML. Is it cheaper?
The price is the same. Give us your goAML Org ID and confirm your EOCN registration when you sign up, and we start straight with the documents and screening.
How long does goAML registration take?
Your side takes about an hour in total. Approval of the registration depends on the FIU and your supervisory body, so the waiting time between steps is outside our control. We tell you as soon as your Org ID is issued.
Which reports can you prepare?
Suspicious transaction and activity reports (STR, SAR), real estate activity reports (REAR) for cash payments of AED 55,000 or more or any payment in virtual assets, funds-freeze and potential-match reports (FFR, PNMR), high-risk-country reports (HRC, HRCA) and replies to FIU requests. Up to 10 a year are included, of any type.
What if we have more than 100 clients or need more than 10 reports?
Extra screenings cost AED 50 + VAT per client and extra reports AED 200 + VAT each. Volumes you don’t use in a year don’t carry over to the next one.
Can I pay quarterly?
Yes. The quarterly plan costs AED 3,750 + VAT every 3 months, and you can stop after any quarter with no penalty. The annual plan is AED 12,000 + VAT, paid once, which saves AED 3,000 a year.
Can I get my money back?
Yes. Tell us within 10 business days of your first payment and we refund 100% of it, for any reason. After that, payments are non-refundable. On the quarterly plan you can stop after any quarter; on the annual plan the unused part of the year is not refunded.
Which businesses do you work with?
Currently real estate brokers and agents involved in buying and selling property, licensed on the mainland or in a free zone. Other DNFBPs will follow. We don’t serve entities in ADGM or DIFC, which have their own regulators.
Get compliant, and stay that way all year
A personal manager runs it for you, and your part takes about an hour.